But should your fund’s cash allocation matter to you as an investor? Amol Joshi, founder of Plan Rupee Investment Services, said, “Cash is not that critical a metric to track. What you should be looking at is returns over a historical period, across market cycles, along with scheme suitability basis your investment horizon. Cash investment decisions can vary widely at different points in the market for different funds—sometimes it may work, sometimes it may not. But if the impact is short-term, it is not that important. What matters is long-term, risk-adjusted returns,” he said.
